Annuity rates in freefall reports MGM Advantage

The latest findings from the MGM Advantage Annuity Index, which tracks the income paid on enhanced and conventional annuities on a quarterly basis, reveals average conventional and enhanced rates fell by 7% and 5% respectively in just three months.

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Inflation still a key risk for retirees

Despite the fall in the annual CPI inflation rate to 2.2%, inflation remains a key risk for retirees as their income in retirement is typically fixed. More than 90% of consumers purchase level incomes when they retire, which means their real spending power over time is reduced even if inflation is only growing slowly.

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Annuity rates in freefall reports MGM Advantage

The latest findings from the MGM Advantage Annuity Index, which tracks the income paid on enhanced and conventional annuities on a quarterly basis, reveals average conventional and enhanced rates fell by 7% and 5% respectively in just three months.

Read more

 

Snoring could lead to a wealthier retirement

Enhanced annuities take into account a wide range of medical and lifestyle conditions. But it doesn’t have to be well-known illnesses – people should make sure they tell providers about all conditions For example, snoring is a common symptom of Sleep Apnoea (OSA) and OSA sufferers may be eligible for extra income in retirement via [...]

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Could it pay to delay your annuity purchase?

With the continuing downward pressure on annuity rates, MGM Advantage, the retirement income specialist, has looked at whether it pays to delay your annuity purchase in the hope you might receive a better income a year or two later.

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