Turn your health condition into a Major Advantage

When it comes to buying your annuity, what your pension company is unlikely to tell you is that being a smoker or having a health condition (even a really minor one) will secure you more money for your retirement.

Your pension company will not automatically offer you an enhanced rate so it’s always worth checking. You don’t have to be ill. We cover a very wide range of health impairments, from as little as high cholesterol and high blood pressure all the way through to more serious illnesses such as cancer.

What is an enhanced annuity? Learn more here.

It’s easy – here is how it works:

Call us on 0800 0328975

• We will ask you some simple questions to determine if we think you qualify.
• If we think you qualify, we’ll give you a full quote. To do this, we will need you to have your pension statement and any medication information handy. If you don’t have it to hand, don’t worry – we’ll make an appointment to call you back to give you time to pull it all together.
• When we call you back, we’ll ask you some questions regarding your pension, and we will also ask you some simple health questions.
• We’ll give you a quote that’s guaranteed for 45 days that you can use to compare with the quote your pension provider gives you.
• If our quote is better and you decide to proceed, we complete the paperwork, you sign the application, and we do the rest.

What are our promises?

• We will guide you through the process every step of the way. We know that buying an annuity is a once-in-a-lifetime purchase for most people, but we do this every day so we’ll take our time to explain it to you.
• We will do all the leg-work for you. We’ll talk to your pension provider to transfer the funds. We’ll even complete the paperwork for you, ready for you to sign and send back.
• We guarantee to pay you for the rest of your life. We’re underwritten by Hannover Re and you are protected by the Financial Service compensation scheme.
• We will talk to you in a clear and simple way – no jargon.
• Although we can’t give you financial advice, if we don’t think our annuity is right for you, we’ll tell you.
• We’ll try and get things right first time and have set out our service promises in our Customer charter. If you believe we’ve failed on any of our promises, we will pay you £25, no quibbles.

Call our team in Sussex today on 0800 0328975 to see if you qualify. Spend a few minutes now, and it could benefit you for the rest of your life.

If you would like to find out more about our Enhanced Annuity then take a look at our Enhanced Annuity Key Features Document (pdf 180KB)